Written by:
Damjan Jugovic Spajic
Fact checked by:
Alex Windsor
Updated:
June 28, 2024

Apple Pay Betting Sites

Apple Pay Betting Sites

Nearly 300 million Americans use smartphones in 2024, accounting for more than 90% of the population. Almost half of those – or 136 million, to be precise – use iPhones. It’s safe to say that Apple dominates the American market, and with Apple Pay, Apple’s mobile payment and digital wallet service, the company enabled its users to make fast, convenient, and secure money transactions with a simple tap.

Seen as an alternative to debit and credit cards, as well as other traditional payment methods, it has quickly become the preferred payment option for millions of Americans. Unsurprisingly, Apple Pay can be used in the betting industry as well, where bettors can make deposits and even withdraw their winnings to their Apple Pay wallet – quickly and easily.

In this guide, we’ll cover how exactly Apple Pay betting works in the US, what are its benefits and shortcomings, and examine which are the best Apple Pay sportsbooks you can join at the moment.

How Apple Pay Online Betting Works in the US

Back in 2013, Apple announced that it was working alongside card giants Mastercard, Visa, and American Express on a project that would digitalise payments. The whole purpose of Apple Pay is to eliminate the need to use a debit/credit card and chip and PIN transactions by using the NFC technology on the iPhone. In 2014, Apple finally launched Apple Pay as a mobile payment service that allows Apple device users to make payments in person on any contactless POS terminal, in iOS apps, and on any online website that accepts it as a payment method.

Today, millions of Americans use Apple Pay for all types of transactions. Following 2018’s Supreme Court’s ruling to decriminalize online sports betting country-wide, dozens of sports betting operators launched in states where sports betting is legal. Considering Apple Pay’s popularity, they started accepting it as a payment method, which means that you can now deposit funds into your betting account and cash out to your Apple Pay wallet.

Once you set up the app and connect your cards to your Apple Pay wallet, you’ll be able to use the service as a key to your bank account. Instead of typing the card number all the time, you can make a deposit just by confirming the transaction via Touch ID or Face ID – adding an extra layer of security. Several US sportsbooks have upped the game and now accept Apple Pay withdrawals too, which is one more reason to choose this payment method over the other options.

Online Betting Sites Accepting Apple Pay

DraftKings Sportsbook

4.8/5
  • Minimum deposit $5
  • Sleek and easy-to-use user interface
  • Plethora of betting options
  • Range of regular promotions
  • Limited withdrawal options
  • Needs a better rewards system
Bet $5, Get $150 In Bonus Bets
Play Now

FanDuel Sportsbook

4.7/5
  • Minimum deposit $10
  • Vast coverage of sporting markets
  • Supports ewallets & traditional payment methods
  • Promotions are kept exciting
  • App layout is a bit cramped
  • No NFL live streaming
Bet $5, Get $200 In Bonus Bets
Play Now

BetMGM Sportsbook

4.6/5
  • Minimum deposit $10
  • Plenty of payment methods available
  • Well-designed Android & iOS app
  • In-Game wagering
  • Football live streaming is not available
  • Customer service contact has to go through FAQs
Up To $1,500 in Bonus Bets
Play Now

Caesars Sportsbook

4.4/5
  • Minimum deposit $10
  • Reliable and user-friendly app
  • Most lucrative first bet promotion in the market
  • Huge market depth and coverage
  • Best rewards program in the industry
  • Experience can vary per state
  • Frequently changing its features
$1,000 First Bet on Caesars
Play Now

With a user base counting dozens of millions, Apple Pay has become the go-to payment method for most Americans. Why bother with more ‘traditional’ payment options such as bank cards and checks, when you can deposit funds at your sportsbook of choice just by tapping a few times on your iPhone, iPad, or even Apple Watch?

The list of US sportsbooks that accept Apple Pay is increasing, and so is our standard on which of them will make it to our top 5 list. Check out the best sportsbooks that operate legally in the US and allow you to use Apple Pay as a payment method.

1.🥇BetMGM – Best Welcome Bonus

Probably one of the best-known names in the country when it comes to gambling, BetMGM is now available online and you can access the BetMGM sportsbook from 20+ states.

It has one of the most complete offerings when it comes to betting market variety. You can bet on over 30 sports and thousands of betting markets daily, using all the bet types you can expect to find, such as moneylines, parlays, SGP, point spreads, and more.

When it comes to payments, Apple Pay is accepted as a depositing method, and as of recently, as a withdrawal method as well. Keep in mind, however, that if you’re using a card that’s linked to your Apple Pay wallet to make payments at BetMGM, you might need to check whether your bank accepts payments made to online wagering sites.

The promotional page is another area where BetMGM shines, with a staggering welcome bonus of up to $1,500 in the form of a first bet bonus in which you’ll get your money back as bonus credits if your first bet loses.

✅Pros:

❌Cons:

BetMGM Sportsbook

4.6/5
  • Minimum deposit $10
  • Plenty of payment methods available
  • Well-designed Android & iOS app
  • In-Game wagering
  • Football live streaming is not available
  • Customer service contact has to go through FAQs
Up To $1,500 in Bonus Bets
Play Now

2.🥈Tipico – Best Customer Service

Tipico may not be as familiar of a name to US bettors as the other sportsbooks on this list, but that doesn’t mean it’s not good. Contrary, Tipico has been on the market since 2004, and it’s one of the largest gambling brands in Europe. It has recently launched in the US and currently operates in 4 states: New Jersey, Ohio, Colorado, and Iowa, with plans to expand soon.

When it comes to payment options, users can use several card and online banking options and two e-wallets – PayPal and Apple Pay. When it comes to Apple Pay payments, the sportsbook accepts Apple Pay deposits in all of the states it operates in, but when it comes to Apple Pay withdrawals, you’ll have to check whether the feature is available in your state.

The welcome bonus also varies depending on the state you’re located in. New Jersey and Colorado bettors can get $100 in bonus bets if they place a first bet of $25 or more, while Ohio bettors need to bet just $5 to get $50 in bonus bets.

✅Pros

❌Cons

3.🥉FanDuel – Best Betting Market Variety

FanDuel is a familiar name to most US bettors. It’s among the biggest DFS and sports betting brands in the country, and is available in over 20 states. And, it recently started accepting Apple Pay for withdrawals too.

Although Apple Pay has been on the list of accepted payment options at FanDuel for quite some time, users were only able to deposit via Apple’s e-wallet. Now, with the recent update, Apple Pay is available for withdrawals too.

The low minimum deposit of just $10 and minimum qualifying bet of $5 for the welcome bonus make FanDuel a great option for novice bettors. Plus, the enormous list of betting markets and options makes it a true betting galore.

The welcome offer is only available for new customers, and the minimum qualifying deposit is $10. Then, all you need to do is place a bet of $5 or more, and you’ll be credited with $150 in bonus credits regardless if your bet wins or not.

✅Pros

❌Cons

FanDuel Sportsbook

4.7/5
  • Minimum deposit $10
  • Vast coverage of sporting markets
  • Supports ewallets & traditional payment methods
  • Promotions are kept exciting
  • App layout is a bit cramped
  • No NFL live streaming
Bet $5, Get $200 In Bonus Bets
Play Now

4. 🎖️DraftKings – Lowest Minimum Deposit

What started as a Daily Fantasy Sports platform, DraftKings has grown into one of the largest online gambling platforms in the US, trailing just behind FanDuel in total revenue. The operator has made a name for itself in the American sports betting world and excels in almost every area.

When it comes to deposits, the minimum deposit at DraftKings is just $5. You can use a plethora of methods for depositing, including Apple Pay. Although Apple Pay depositors had to use other payment options for withdrawals in the past, DraftKings now accepts Apple Pay for withdrawals too. This means that you can now request a cashout and receive the money in your Apple Pay wallet within 24 hours.

The betting market coverage at DraftKings is extraordinary, and the promotional page gets updated very regularly. New customers are eligible for a generous welcome bonus that awards $150 in bonus bets and a complimentary NBA League Pass for the 2023/2024 season. The minimum qualifying bet for the bonus is just $5.

✅Pros

❌Cons

DraftKings Sportsbook

4.8/5
  • Minimum deposit $5
  • Sleek and easy-to-use user interface
  • Plethora of betting options
  • Range of regular promotions
  • Limited withdrawal options
  • Needs a better rewards system
Bet $5, Get $150 In Bonus Bets
Play Now

5. 🏅Caesars – Best VIP Program

Caesars is another familiar name to most Americans. One of the largest Las Vegas gambling brands is now available online, and the Caesars sportsbook is available in over 20 states.

The betting options are plentiful, and you’ll likely find odds for any sporting event that you would want to bet on. The odds are competitive, and the promotional page is satisfactory – with emphasis on the impressive Caesars Rewards loyalty program.

Regarding payments, users can deposit via several options, including Apple Pay. Unfortunately, Apple Pay is not available for withdrawals at the moment, so if you choose to deposit with this payment option, you’ll have to choose another one when you want to withdraw your winnings.

If you’re registering with the site for the first time, you can claim a generous welcome bonus of up to $1,000 in bonus bet if your first real money wager loses

✅Pros

❌Cons

Caesars Sportsbook

4.4/5
  • Minimum deposit $10
  • Reliable and user-friendly app
  • Most lucrative first bet promotion in the market
  • Huge market depth and coverage
  • Best rewards program in the industry
  • Experience can vary per state
  • Frequently changing its features
$1,000 First Bet on Caesars
Play Now

Why We Selected These Apple Pay Betting Sites

Although Apple Pay isn’t a novelty to the US market by any means, it’s still considered to be new-fashioned in the online sportsbook world. Not every sportsbook accepts Apple Pay, and the list of sportsbooks that accept it for withdrawals is even smaller.

However, we didn’t let the narrow choice dictate which sportsbooks would make it to our list. Instead, we followed our strict criterion that examines all the aspects a sportsbook must cover to be considered good. This is why we selected these Apple Pay sportsbooks:

How to Deposit with Apple Pay at Online Betting Sites

If you intend to use Apple Pay at online sportsbooks, you first need to set up your Apple Pay account. Being an Apple-only system, you must use an Apple device that has Touch ID or Face ID and iOS 12.0 or newer. This includes all iPhone models from iPhone 6 or newer, all iPad and iMac devices that support Touch ID or Face ID, and Apple Watch devices from Series 1 and newer.

If you’re using an iPhone, head to the Wallet app that has been preinstalled on your device from the factory. If you’re using an iPad, go to Settings and select Wallet & Apple Pay. From there, you’ll need to tap on Debit or Credit Card and enter the details of the card you want to link with your Apple Pay account.

Don’t worry. You only have to do this once (or whenever you want to add a new card). From now on, you can use Apple Pay and all the benefits that come with it.

Now, to deposit at your preferred sportsbook, you need to:

  1. Open the operator’s website or app and click on the registration button.
  2. Enter all the necessary details, such as your full name, location, date of birth, and the last 4 digits of your SSN.
  3. Proceed by clicking on the ‘Cashier’ button and selecting ‘Deposits’
  4. Choose Apple Pay from the list of available payment methods.
  5. Enter the amount you want to deposit.
  6. Confirm the transaction either by using Face ID or Touch ID. If you have an Apple device that supports Face ID, you just need to double-click the side button and glance at your device. If your device only supports Touch ID, you’ll need to confirm the transaction with Touch ID or enter your Apple ID passcode.

And that’s it. The money will reach your betting account in a few minutes. From there, you can claim the welcome bonus and place bets.

Apple Pay Minimum and Maximum Deposit Limits

The minimum amount you can add from a credit/debit card to your Apple Pay wallet is $10, while the maximum amount you can add is $10,000 within 7 days. When it comes to withdrawals, the minimum limit is $1, while the maximum limit is $10,000.

Keep in mind that these limits are imposed by the payment method, and not the sportsbook operator. Sportsbooks have their own minimum and maximum limits, so ensure you’re within those limits before you make a transaction.

How to Withdraw From Apple Pay Betting Sites

US sportsbooks started accepting Apple Pay for withdrawals only recently. However, you should keep in mind that not all sportsbooks that accept it for deposit will allow you to withdraw your winnings via Apple Pay. So, you might be required to use another payment method to cash out.

If the sportsbook accepts Apple Pay for withdrawals, the process is as follows:

  1. Log in to your account and enter the ‘Cashier’ section.
  2. Choose Apple Pay from the list of available payment options.
  3. Enter the amount you want to withdraw. The minimum withdrawal limits depend on the sportsbook operator.
  4. If you have deposited to your betting account with multiple cards that are in your Apple Pay wallet, you’ll be asked to choose the card you would like to complete the withdrawal to.
  5. Confirm the transaction.

Withdrawal Processing Times

Apple Pay is a fast payment method, and you can expect to see the money in your account within 24 hours – considering that the sportsbook has processed the transaction within that timeframe.

Fees and Charges when Betting with Apple Pay

Apple Pay doesn’t charge any fees for deposits made with their system, nor does any of the sportsbooks that we recommend. When it comes to withdrawals, however, there might be some fees associated with it. Namely, Apple Pay charges a 1.5% fee (with a maximum of $15) when using Instant Transfer to transfer your money from your Apple wallet to your debit/credit card or bank account.

Tips for Managing Your Bankroll at Apple Pay Betting Sites

Bankroll management is a crucial strategy if you want to be a successful bettor. There are various tools that you can use to perfect your bankroll management strategy, but this is what we suggest:

Pros and Cons of Using Apple Pay for Online Betting

✅Pros❌Cons
One of the most secure payment methods out thereThe list of sportsbooks that accept it is limited
Very quick depositsVery few sportsbooks accept Apple Pay for withdrawals
No fees attached to deposits and very small withdrawal feesAvailable to Apple device users only
Extremely convenient to use

Alternatives for Betting in the US

Apple Pay is massively popular in the US, but there are some limitations to it. If you’re not an Apple user, you can’t use Apple Pay, and the fact that some sportsbooks don’t accept it as a cash out method can be a massive limitation. Check out the other payment options you can use at US sportsbooks:

FAQs

  • Can I use Apple Pay to withdraw my sports betting winnings?
    Yes. You can now use Apple Pay as a withdrawal method at many top-notch US sportsbooks, including FanDuel and DraftKings. The transactions are fast, secure, and with very small fees.
  • Are there any fees when depositing with Apple Pay?
    No. There are usually no fees attached to Apple Pay deposits. This largely depends on the sportsbook operator, but none of the operators listed on our site charges fees for Apple Pay deposits.
  • Can I use an Apple Card at US online sportsbooks?
    Unfortunately, no. Apple’s terms and conditions clearly state that users are not allowed to use Apple Cards at online wagering sites. However, you can use your Apple Pay wallet to deposit and withdraw at online sportsbooks.
  • What’s the minimum deposit when depositing with Apple Pay?
    The minimum amount you can transfer from your credit/debit card to your Apple Pay wallet is $10. However, the minimum amount you can deposit to your betting account depends on the sportsbook operator, and it usually ranges from $5 to $20.
AUTHOR
Damjan Jugovic Spajic

A soccer and eSports fan who always roots for the worst possible teams, Damjan is a resident writer and contributor at Minimum Deposit Betting Sites. With over 5 years of experience in the online casino and sports betting industry, he largely focuses on writing reviews and testing out bookmaker transaction processes.