Written by:
Paul Ricci
Fact checked by:
Oliver Dickinson
Updated:
July 11, 2024

The Best Mastercard Betting Sites in the UK

Mastercard vies for the top spot with Visa for the most popular payment method at UK online sports betting sites. Mastercard is primarily a global payment provider and UK customers can make fast and secure payments using debit cards and prepaid cards that utilize its network.

We know the power, speed, and security of Mastercard payments and how they can make your betting experience easier. To that end, we’ve used our knowledge and expertise to explain how this payment method works, and how you can use it to get started at one of our recommended Mastercard betting sites with as little as £5. We also shed light on things like welcome bonuses, sports betting tips, and bankroll management.

How Mastercard Online Betting Works in the UK

Mastercard can be confusing because it’s several different things. Firstly, Mastercard is a payment network. They provide the underlying payment technology to facilitate online transactions. This is a global network with millions of merchants and customers worldwide.

Secondly, there are Mastercard credit cards and debit cards. These are payment cards linked to your bank account and issued by a bank. Examples of popular banks that issue Mastercard debit cards include Starling Bank, Santander UK, Virgin Money, and Chase UK.

When you use your debit card, money is taken directly from your bank account, and the transaction is processed using the Mastercard payment network. For sports betting websites, Mastercard payments are fast and secure. The minimum/maximum limits are also usually favourable, and there are rarely any payment fees.

To use your Mastercard debit card at the best Mastercard betting sites you must enter your account number, sort code, expiry date, and security code. You may have to complete advanced authentication too such as 2FA, and ID verification is typically required before you can withdraw using Mastercard.

Online Bookmakers Accepting Mastercard

Virtually all sports betting websites in the UK accept Mastercard debit card payments. This is because they are widely available with a range of high street banks, and the underlying payment processing network is incredibly fast and secure. Below, we’ve selected five of the best Mastercard betting sites for your benefit.

bet365 UK Review

4.6/5
  • Minimum deposit £5
  • Reputable bookmaker
  • Award-winning apps
  • Plethora of stats and betting features
  • Below average odds for underdogs
  • Dated website
Bet £10, Get £30 In Free Bets
Play Now

BetVictor Review

4.5/5
  • Minimum deposit £5
  • Doubles as online casino with top games
  • Dedicated welcome bonuses
  • Appealing new player bonus
  • No live streaming for major sports
  • Restrictive Bet Builder
Bet £10, Get £40 In Bets
Play Now

Betfred Review

4.4/5
  • Minimum deposit £5
  • The odds offered are relatively competitive
  • Generous sports welcome offer
  • Offers live streaming and live betting
  • Limited payment options
  • No instant withdrawals
Bet £10 Get £50
Play Now

Ladbrokes Review

4.4/5
  • Minimum deposit £5
  • Welcome bonus excellent for small bettors
  • £5 minimum withdrawal
  • Wide banking method coverage
  • No promos for high rollers
Bet £5, Get £20 In Free Bets
Play Now

William Hill UK

4/5
  • Minimum deposit £5
  • Cash Out & In Play Betting
  • Acca insurance + live streaming
  • Huge betting market choice
  • Complicated bet builder
  • Odds can be tight
Bet £10, Get £30 In Free Bets
Play Now

🥇Betfred

Minimum Deposit: £5

Minimum Withdrawal: £5

Accepted Payment Methods: Mastercard, Visa, Skrill, PayPal, PaySafeCard, Neteller

Bonus: Bet £10 to receive £50 in free bets

Betfred covers the most popular UK sports markets including football, tennis, golf, rugby, and cricket. We love the depth of English football coverage and you can place wagers on all tiers of professional football – right down to the Conference. The range of props bets for footy is fantastic too and you can create some epic bet builders with things like the number of corners and yellow cards.

This sports betting site also has an excellent banking setup. You can make deposits and withdrawals with a range of debit cards, plus popular e-wallets like PayPal. Mastercard deposits and withdrawals start from just £5, and with no payment fees, you get all of your winnings.

Aside from an excellent welcome bonus worth up to £50, Betfred gives you tons of ongoing promotions too. Head to their promotions page and you can find special offers for football, tennis, and more. These include things like acca boosts, free bets, and lucky bonuses on horse racing and greyhound racing.

✅Pros

❌Cons

Betfred Review

4.4/5
  • Minimum deposit £5
  • The odds offered are relatively competitive
  • Generous sports welcome offer
  • Offers live streaming and live betting
  • Limited payment options
  • No instant withdrawals
Bet £10 Get £50
Play Now

🥈BetVictor

Minimum Deposit: £5

Minimum Withdrawal: £5

Accepted Payment Methods: Mastercard, Visa, PayPal, Apple Pay, Skrill, Neteller

Bonus: Bet £5, get £30 in free bets + 30 free spins at the casino

BetVictor has perhaps the most varied sports market coverage we’ve seen. If you’re a football fan you can bet on British and international matches including the EPL, La Liga, Bundesliga, and tournaments like the Euros. However, there is essentially any sport you can think of including cycling, darts, Formula 1, golf, handball, and basketball.

The in-play betting features are top-notch too and all sports covered have both futures and in-play markets. There is a dedicated in-play section which we found useful as you can quickly find live events you want to place bets on. Depending on the sport you can usually see a live stats reel too, and for horse racing, some races are streamed live.

You do have to complete a verification process to make Mastercard withdrawals, but we found this to be processed quickly. For payments, the steps to link your Mastercard debit card are easy and you can enjoy low min/max limits of £5 for deposits and withdrawals.

✅Pros

❌Cons

BetVictor Review

4.5/5
  • Minimum deposit £5
  • Doubles as online casino with top games
  • Dedicated welcome bonuses
  • Appealing new player bonus
  • No live streaming for major sports
  • Restrictive Bet Builder
Bet £10, Get £40 In Bets
Play Now

🥉Ladbrokes

Minimum Deposit: £5

Minimum Withdrawal: £5

Accepted Payment Methods: Visa, Mastercard, PayPal, Apple Pay, Google Pay

Bonus: Bet £5 get £20 in free bets

Ladbrokes has one of the best sports betting apps we’ve tested and it’s available for Android and iOS devices. You get the full functionality of the desktop website and it’s especially easy to use. We like how convenient it is to use for in-play betting and the loading speeds and refresh rates for odds are still lightning fast.

Speaking of in-play betting, Ladbrokes always has active markets and we like how you can switch between live now and upcoming. As a result, you can always stay ahead of the curve and make sure you are ready to place bets on your favourite teams. The live football coverage is particularly great and depending on the league or competition, you can live stream some of the matches.

When making payments with Mastercard you can store your card details which greatly speeds up the deposit and withdrawal process. Although Ladbrokes states that the withdrawal processing time is 4 hours, we always receive our payouts within a few minutes.

✅Pros

❌Cons

Ladbrokes Review

4.4/5
  • Minimum deposit £5
  • Welcome bonus excellent for small bettors
  • £5 minimum withdrawal
  • Wide banking method coverage
  • No promos for high rollers
Bet £5, Get £20 In Free Bets
Play Now

🎖️bet365

Minimum Deposit: £5

Minimum Withdrawal: £5

Accepted Payment Methods: Visa, Mastercard, Apple Pay, Google Pay, PayPal

Bonus: Bet £10 get £30 in free bets

If you want to mess with bet builders and accas, bet365 is one of the best betting sites that accept Mastercard. The bet builder feature lets you add any number of selections to your bet slip and you can create some humongous bets. For example, you could bet on England to beat Holland in the Euro semi-final, Jude Bellingham to score, and there to be less than 5 corners.

We like how this bookie creates dedicated sections for seasonal tournaments too like the Olympics, Euros, and international rugby. This means that you don’t have to trawl through the individual sports section to find the matches.

bet365 covers all main UK sporting markets including football, tennis, golf, rugby (Union and League), cricket, and athletics. There are plenty of specialist markets too like eSports, virtual sports, Gaelic Sports, fantasy sports, and world politics.

Mastercard deposits are processed instantly with no fees and you can get started with as little as £5 at bet365. Withdrawals are similarly fast and from our experience they took less than 5 minutes.

✅Pros

❌Cons

bet365 UK Review

4.6/5
  • Minimum deposit £5
  • Reputable bookmaker
  • Award-winning apps
  • Plethora of stats and betting features
  • Below average odds for underdogs
  • Dated website
Bet £10, Get £30 In Free Bets
Play Now

🏅William Hill

Minimum Deposit: £5

Minimum Withdrawal: £5

Accepted Payment Methods: Visa, Mastercard, Cash Transfer, Prepaid Cards, Apple Pay

Bonus: Bet £10 get £30 in free bets

William Hill has amazing coverage for horse racing and greyhound racing. You can bet on races from the UK, Ireland, and internationally at tracks like Uttoxeter, Ascott, Lingfield, Cabourg, Aix Les Bains, and the Louisiana Downs. All races on track days are covered and for 99% of the races you can watch them live via a high-quality streaming service.

This Mastercard bookmaker also has a mobile app that rivals the Ladbrokes download version. You can get it from the Google Play Store or App Store and it gives you a fantastically smooth and simple betting experience.

Deposits start from £5, but to claim the £30 in free bets, you must make a minimum deposit and bet of £10. Regardless, we found the banking system to be easy to understand, and Mastercard payments are processed within seconds.

✅Pros

❌Cons

William Hill UK

4/5
  • Minimum deposit £5
  • Cash Out & In Play Betting
  • Acca insurance + live streaming
  • Huge betting market choice
  • Complicated bet builder
  • Odds can be tight
Bet £10, Get £30 In Free Bets
Play Now

Why We Selected These Mastercard Betting Sites

There are hundreds of sites that accept Mastercard, but the above five options are the cream of the crop for UK players. Firstly, these platforms are all licensed by the UK Gambling Commission which means you can expect quality, security, and fairness.

Secondly, their payment systems are fantastic. Some platforms make withdrawals difficult, but this isn’t the case with these top sports betting sites. In most instances, withdrawals are instant, there are no fees, and the verification process for your Mastercard is straightforward.

The sites we recommend all offer excellent entertainment value too, regardless of which sports you follow. They particularly excel at football and horse racing, but the coverage for other popular sports like tennis, rugby, and darts is also exceptional. This extends to both futures and in-play betting, and there is usually streaming coverage available too.

How to Deposit With Mastercard at Online Betting Sites

For this guide, we are working on the premise that you already have a Mastercard account and payment card. If not, the first step is setting up an account with a bank that uses that Mastercard network – remember that it must be a debit card as Mastercard credit cards cannot be used for payments at UK bookies.

With a Mastercard card ready, depositing is a relatively easy process. Registering an account is the first step if you haven’t already done it. Click on one of our recommended bookies like Ladbrokes and find the register or create account button.

The Ladbrokes registration process is simple – just follow the instructions and you will be asked to deposit at the end of the form which speeds up the process.

You can then select Mastercard as your payment method, enter your account number, sort code, security number (the three-digit number on the back of your card), and the deposit amount. If you’ve got authentication enabled on your account you may have to confirm the transaction using a 2FA code.

Your deposit money should be credited instantly, and you can also claim any available welcome bonuses. For example, Ladbrokes offers £20 in free bets when you deposit at least £5.

Mastercard Minimum and Maximum Deposit Limits

One of the best aspects of Mastercard payments is the low minimum deposit limit and high maximum limits. If you are a casual player you can usually deposit as little as £5 with no payment fee. Alternatively, if you are a high roller and want to place larger bets, the maximum limit is usually over £1,000.

Most bookies like Ladbrokes, bet365, and William Hill allow you to set deposit limits too which means you can control your Mastercard spending on a daily, weekly, or monthly basis.

How to Withdraw From Mastercard Betting Sites

Withdrawing your winnings from a Mastercard bookie is also simple. We’ll explain the process using Ladbrokes as an example.

With Ladbrokes, click on the account button (the little person icon) in the top right-hand corner. This expands your account menu where you can click the withdrawal option.

As you’ve previously added your Mastercard as a payment method it should appear as an option with the card details completed. You can then enter the withdrawal amount and complete the process.

This isn’t the same for every UK bookie – oftentimes you must enter your Mastercard details (account number, sort code, security code, expiry date) each time you want to withdraw.

There is usually a minimum withdrawal amount, and the online bookies will notify you if you haven’t met any wagering requirements for bonus funds or winnings you are trying to withdraw.

Withdrawal Processing Times

With UK bookies, withdrawal processing times are fantastic but this depends on the payment method. E-wallets like PayPal, and debit cards like Mastercard or Visa offer the quickest processing. For example, Ladbrokes aims to process Mastercard withdrawals within 4 hours but from our experience, the payments are always instant.

In contrast, bank transfers are usually the slowest withdrawal method and typically take between 3-5 business days to process.

Please remember that there are two processing times – the processing time of the bookies to confirm your withdrawal request and the processing time that it takes your payment provider (like Mastercard) to finalize the transaction. If a bookie says withdrawals take 4 hours to process, there could be an additional waiting period for your bank to make the payment too.

Fees and Charges When Betting With Mastercard

From our experience and testing, UK Mastercard betting sites do not charge withdrawal fees. None of our five recommended online sports betting sites have payment fees.

However, please check with your Mastercard provider as your bank may impose processing fees. In the UK, these can typically range between 1.5-3.5% and above depending on the transaction volume.

Tips for Managing Your Bankroll at Mastercard Betting Sites

We know how quickly deposit funds can disappear when playing at betting sites that accept Mastercard which is why you must be careful, controlled, and bet smart. Below, we’ve outlined some useful tips and strategies that we employ when using online gambling sites to manage our bankroll and make our debit card deposits last longer.

Compare Odds Between Betting Sites

There is no downside to creating multiple Mastercard sports betting accounts and placing bets with the platform that has the best odds.

The variances may be small as usually the systems or people who set the odds are incredibly vigilant, but if you shop around you can find some better bargains. Each time you find better odds you benefit when the payout comes in.

Set Deposit Limits to Control Your Gambling Payments

Mastercard betting sites like Ladbrokes, bet365, and BetVictor have responsible gambling tools. The tool we always use is the deposit limiter. You can set a daily, weekly, or monthly deposit limit which prevents you from spending above your means.

If you know you usually have £100 free money to spend on sports betting each month, set your monthly deposit limit to £100. Or, go one step further and set it to £25 per week which means you can spread your money out and enjoy more betting action.

Allow Reality Check Notifications

The other top responsible gambling tool we use is reality checks. A reality check is a simple pop-up reminder that tells you when you have been logged on and active on a Mastercard betting site for a set period such as 15 or 30 minutes.

You have to allow notifications in your browser settings for reality checks to work. However, we find them incredibly useful as online sports betting can often become too immersive. What starts with making a simple £5 bet on Spurs to beat Bournemouth can easily turn into an hour-long trawl through the different props bets and bet builder options.

Reality checks stop you from spending too much time gambling and help you keep track of the time.

Do Your Research and Make Educated Bets

We get that most online sports betting customers are fans of particular teams and players but if you want to manage your bankroll, you have to bet with your head, not with your heart. Making emotional bets on teams or players you like doesn’t always work.

Instead, analyze statistics like previous matchups, current form, injury reports, and head-to-head stats to gauge which is the logical selection.

Pros and Cons of Using Mastercard for Online Betting

✅Pros❌Cons
Mastercard payments are easy to process and you can usually store your card details for future useA verification process is usually required to make Mastercard withdrawals which involves submitting photo ID proof
No payment fees are imposed by the betting sites for deposits or withdrawalsOnly Mastercard debit cards are available as credit cards are banned for use at UK betting sites
Mastercard withdrawals are usually processed instantly and will take no longer than 4 hours
The payment card is linked directly to your bank account which makes money management easier
Prepaid Mastercard payment cards can also be used which help control your spending

Alternatives Payment Methods For Betting in The UK

Mastercard is one of the most popular options for UK betting sites but there are other payment methods to be aware of too. UK residents have an excellent choice including other debit cards, e-wallets, and traditional bank transfers.

FAQs

  • Do gambling sites accept Mastercard?
    Yes! The best online sports betting sites in the UK all accept Mastercard debit cards for both withdrawals and deposits. Some sites also accept prepaid Mastercards.
  • What are the best betting sites that accept credit cards?
    No UKGC-licensed bookmakers in the UK accept credit cards for deposits or withdrawals. This is strictly prohibited. UK sports betting sites can only accept debit cards for payments. The logic is that this helps prevent people from racking up huge credit card bills and getting into debt while gambling online.
  • Does Betfred accept Mastercard?
    Yes! Betfred allows UK customers to make deposits and withdrawals using Visa, Mastercard, Neteller, Skrill, PayPal, and PaySafeCard.
  • Do Mastercard payments at bookies have transaction fees?
    No. Usually, UK sportsbooks do not impose payment fees for any payment method including Mastercard debit cards. This holds for deposits and withdrawals. However, always check if your bank has any transaction fees as Mastercard payments can often have processing fees of 3%+.
  • What is the minimum deposit limit for Mastercard payments at UK bookmakers?

    Our featured UK bookmakers all have a minimum Mastercard deposit limit of £5.

AUTHOR
Paul Ricci

Paul Ricci is a resident sports writer at Minimum Deposit Betting Sites, largely focusing on the US betting landscape. His main interests lie in football (both the US and the non-US variants) and in developing and writing low-stakes betting strategies.