Written by:
Damjan Jugovic Spajic
Fact checked by:
Paul Ricci
Updated:
March 14, 2024

The 5 Best UPI Betting Sites in India

Best UPI Betting Sites in India

UPI is one of the go-to payment options at all truly reputable and popular Indian betting sites. As an inter-bank transfer option tied to Indian banks and financial institutions and run by the National Payments Corporation of India (NPCI), UPI is ideally placed to cater to the Indian sports betting industry with maximum security and trust.

By opting to use UPI for betting, you can rest assured that your transactions are shielded and protected. Moreover, the Unified Payments Interface (UPI) is already commonly used by many Indians to process everyday instant mobile payments to and from vendors across the country.

In this guide, we’re going to show you how to make use of UPI when depositing at Indian betting sites. We’ll explain how it works, touch on the top sites that accept UPI, and introduce you to five of the very best UPI betting sites for Indian players. We’ll cover everything from signing up to deposits and withdrawals; we’ll touch on fees and provide an FAQ that covers any additional questions you may have about UPI at Indian sportsbooks.

Let’s get started by explaining how UPI online betting works in India.

How UPI Online Betting Works in India

At present, only a handful of states (Daman, Goa, and Sikkim) have legalised online gambling. However, Indians can still access a wealth of offshore sportsbooks that cater to them, and many of these betting sites accept UPI. Both Indian state-licensed betting sites and those operating outside the country can accept UPI, so you’ve got the freedom to choose where you want to play. In a country where some conventional e-wallets may not be available, and other payment providers may not accept Indian rupees, UPI comes up trumps.

The basic principle behind UPI is that this is a smartphone app that facilitates bank transfers in real-time, with instant payments processed between two bank accounts – namely yours and the sportsbook’s account. Through UPI, you can check your balance, process and receive payments, and do so 365 days a year without the annoyance of bank holidays. Furthermore, its operator, NPCI, doesn’t levy additional fees and charges on UPI users. It isn’t just tied to your bank account, either. UPI’s payment gateway can also be used to process transactions through Google Pay, PhonePe, and another popular Indian option, PayTM. Commonly found everywhere, from brick-and-mortar outlets to the biggest online sportsbooks, it is a payment provider that is practically a household name for Indians with over 300 million users.

As a general rule, any Indian-facing online sportsbook will accept UPI. However, even those offshore betting sites that accept Indian players, although they don’t necessarily cater to them specifically, will also support the payment provider. Since debuting in 2016, this peer-to-peer and person-to-merchant inter-bank option has been nothing short of a game changer and has largely consumed most of the transaction traffic for Indian rupee payments at gambling sites.

Online Betting Sites That Accept UPI

1xBet India

4.4/5
  • Minimum Deposit ₹55
  • Huge choice of markets
  • Great odds
  • Big choice of payment options
  • Slow Customer Support
  • Small bonuses
120% Bonus Up To 33,000 INR
Play Now

22bet India

4.3/5
  • India-friendly payment options
  • Low minimum deposit
  • 24/7 customer support in Hindi
  • Generous welcome bonus amount
  • Excellent odds
  • Multiple sports and markets
  • Extensive selection of cricket betting markets
  • No loyalty program
  • The betting site has a cluttered layout
100% Bonus Up To ₹11,000
Play Now

UPI is so widely available that there isn’t much need to play at an Indian sports betting site that doesn’t support it. The convenience of being able to make a UPI deposit and withdraw at any time using your bank account via an app and the guarantee of being able to process payments using Indian rupees and claiming bonuses in INR make it a firm favourite of Indian sports bettors.

Best UPI Online Betting Sites for India:

🥇1xBet

1xBet debuted in 2011, and it is arguably one of the top establishments for Indians to bet on football online. It offers live-streamed football and cricket events, has a Bet Constructor option, and is licensed out of Curacao. In our 1xBet review, we have found that it has fair limits attached to UPI deposits and withdrawals and has one of the larger Indian sportsbook welcome bonuses out there. Join today to claim a 120% match on your first deposit, worth up to ₹33,000.

✅Pros:

❌Cons:

1xBet India

4.4/5
  • Minimum Deposit ₹55
  • Huge choice of markets
  • Great odds
  • Big choice of payment options
  • Slow Customer Support
  • Small bonuses
120% Bonus Up To 33,000 INR
Play Now

🥈22Bet

Arguably one of the most frequently visited sportsbooks in India, 22Bet has thousands of daily selections spanning dozens of markets. It debuted in 2017, accepts Indian rupees, and has a dedicated site for players in the subcontinent. 22Bet India has some of the most favourable odds and accepts local payment providers. However, it doesn’t offer live streaming. Join today to bag a 100% bonus worth up to ₹10,000 with your first deposit.

✅Pros:

❌Cons:

22bet India

4.3/5
  • India-friendly payment options
  • Low minimum deposit
  • 24/7 customer support in Hindi
  • Generous welcome bonus amount
  • Excellent odds
  • Multiple sports and markets
  • Extensive selection of cricket betting markets
  • No loyalty program
  • The betting site has a cluttered layout
100% Bonus Up To ₹11,000
Play Now

🥉10Cric

Every Indian sports bettor has heard of 10Cric. Its cricket markets are unrivalled, but it isn’t all about that game. 10Cric supports over fifty markets and caters almost exclusively to an Indian audience. Fair bonuses, a wealth of payment options and modest deposit/withdrawal limits are also highlighted here. Live and in-play betting is also supported at 10Cric. Become a new member today to claim up to ₹15,000 via a 100% match when you deposit just ₹250 or more.

✅Pros:

❌Cons:

🎖️Stake.com

Stake.com is just the type of sportsbook you want to join if you also fancy wagering on casino games. This globally popular site is also a hit with cryptocurrency gamblers in India. UPI is one of its most popular payment options, though, and it certainly has options available for football and cricket bettors in India. There is no welcome bonus, though, which can be a positive thing, depending on how you want to look at it. On the upside, at least you won’t be burdened with wagering requirements.

✅Pros:

❌Cons:

🏅BetShah

One of the more recent Indian UPI sportsbooks to emerge is BetShah. Launched in 2019, it is a growing site, but one that has already proven itself home to some of the best low-odds cricket selections. You can indulge in real cricket betting at BetShah or participate in virtual and simulated leagues when it is the off-season. Sign up to BetShah today to benefit from a friendly (if small) welcome bonus worth ₹2,500, courtesy of a 100% match.

✅Pros:

❌Cons:

Why We Selected These UPI Betting Sites

Obviously, with over fifty established Indian betting sites accepting UPI (well, almost all of them), we have plenty of options to choose from. Why do we recommend some options over others? Our team doesn’t recommend joining any simply INR-friendly bookmaker you come across with UPI. You’ve got options, and you can afford to be selective. Instead, we rate and grade UPI betting sites in India across various areas.

To begin with, we strive to ensure that each UPI betting site we’re considering adding to our database is licensed and regulated. Again, only a handful will be licensed out of an Indian state, with most making up offshore giants. This can be advantageous, as some are backed by the biggest licensing bodies in the world, including the MGA and UKGC. We want to see responsible gambling tools and other features that protect Indian bettors.

We also need to ensure that Indian sportsbooks support UPI and that the T&Cs associated with depositing with UPI are fair. Low minimum deposit and withdrawal caps, high maximum ones, and low to no fees are a must. Speedy UPI transaction times are also a plus. Finally, we deep dive into the sports betting services provided. We’ll need to see ample selections in markets that are popular with Indians, including cricket, football, and kabaddi. We want to see accumulator options, dedicated mobile apps, and possibly even the ability to live stream matches in real-time.

Only if the specifics check out will we take the next step to score, grade and write a fair and impartial review on the UPI Indian sportsbook. You can discover the end result for yourself in our selected array of trusted and recommended reviews on Indian online betting sites with UPI.

How to Deposit with UPI at Online Betting Sites

You can’t just sign up to an Indian sportsbook, select UPI and expect the magic to happen. There are a couple of preliminary steps that you’ll need to take to ensure that you’re ready to use UPI at bookmakers online. For starters, this service is only really available to Indians, and we’ll tell you why that’s important. Here’s what you need to know:

As you can see, only Indian residents with bank accounts at accepted financial institutions can use UPI. Furthermore, you may also be asked to verify your identity and residence details, so expect to have your Aadhar (a 12-digit number equivalent to a social security number) at hand.

Once you’re set up with UPI, you can head over to one of our recommended UPI betting sites in India and follow these short steps to make a deposit into your betting site account.

  1. Sign into your Indian sports betting account, head to the cashier page, then “deposits”, and finally, select UPI.
  2. Enter your Virtual Payment address, along with the amount you want to deposit with UPI.
  3. Hit the “Proceed to Pay” option when prompted on the app.
  4. You must then authenticate the deposit by using the UPI PIN (six digits).

UPI Minimum and Maximum Deposit Limits

The transaction limits associated with UPI transfers won’t necessarily match up with those at online sportsbooks in India. For instance, UPI is capable of processing transactions that can be worth anything from ₹25,000 to ₹100,000 (₹1,00,000, or 1 Rs. Lakh) daily. However, some of our recommended betting sites in India have higher limits. For instance, 10Cric can support deposits of up to ₹200,000, while the minimum deposit limits associated with BetShash and 22Bet are set to ₹1,000 and as little as ₹500, respectively. You’ll find that each UPI sports betting site in India will have its own minimum and maximum deposit and withdrawal caps, and you can discover which of those are most favourable to you in our reviews.

How to Withdraw from UPI Betting Sites to Your Bank Account

It is also possible to withdraw money from online sportsbooks using UPI. Of course, you’ll need to clear all the usual steps, including wagering requirements on outstanding bonus deals and ensuring that your cashout is within the minimum and maximum limits set by the UPI Indian sports betting site. You will also need to clear any KYC process that your chosen site has. Assuming you’ve done those steps, here’s what you need to do next.

  1. Sign into your Indian online sports betting site, visit the banking page, select “withdrawals”, and select UPI. This may only be an option if you’ve already deposited with this method.
  2. Enter the preferred amount and hit the “withdraw” button.
  3. You’ll then need to enter your Virtual ID (also known as a UPI ID).
  4. Confirm the transaction, then wait.

UPI withdrawals should also be free of charge at Indian online sportsbooks. As with any site, though, the processing times for withdrawals can vary, so let’s look at those in the next section.

Withdrawal Processing Times

Ordinarily, UPI can process payments to your bank account within 1-2 working days. However, you should note that it may take a bit longer if your sportsbook has a pending process. During this period, they will check your withdrawal to ensure you’ve cleared the criteria listed in the section above. If so, the sports betting website will approve the transaction, and the withdrawal process begins. Most UPI betting sites in India with a pending process will add another 30 minutes to 24 hours to your timeframe.

Fees and Charges when Betting with UPI

Most Indian sports betting sites do not charge fees for UPI payments. UPI doesn’t hit its users with fees for using this inter-bank payment system, either. In short, you shouldn’t expect to get bogged down with any. However, this isn’t a universal guarantee. Some offshore sites will try to fleece you at every turn. We don’t recommend those sportsbooks here, but you’ll need to check our reviews to find out which Indian sports betting sites are free from fees.

Tips for Managing Your Bankroll at UPI Betting Sites

There’s more to playing at UPI betting sites in India than just depositing and withdrawing. Being smart about how you do that is recommended, and we’ve put together some top tips to help you get started there. They include:

Set Deposit Limits

You should aim to put caps on your deposits to ensure that you don’t overspend and end up in hot water. Indian sportsbooks aren’t always members of the same problem gambling programs that you’ll find elsewhere, so it is important to make use of any responsible gambling tools the site has to protect yourself.

Never Play at Sites Where Fees Are Involved

Never join any Indian sportsbook that charges you deposit or withdrawal fees for using UPI. UPI is supposed to be free from additional charges, so always select one of our recommended bookmakers to avoid this issue.

Complete KYC Checks in Advance

We strongly recommend that you clear any KYC checks in advance – ideally, right after you sign up. Not doing so can delay your withdrawals. Also, be mindful of any wagering requirements you may have to clear before attempting to withdraw.

Stick to UPI for Deposits and Withdrawals

Some UPI betting sites in India only permit UPI withdrawals if you’ve also made a deposit using this option. It is a general rule that gambling sites want you to use the same payment provider for both, so we’d recommend that.

Look for INR-Friendly Bonuses and Promotions

Not all offshore sportsbooks offer bonuses and promos using Indian rupees, even if they cater to Indians. Ensure that your chosen sports betting site not only accepts the currency but that its payment methods, bonuses, and promotions are all INR-friendly, to boot.

Pros and Cons of Using UPI for Online Betting

✅Pros❌Cons
Most Indians already use UPI for other thingsIt can only be used by Indian residents
Accepted at state-licensed and offshore Indian sportsbooksYou must have an Indian bank account
Operated by NPCI and totally secureNot the quickest withdrawal option
Widely available at virtually all major betting sites catering to Indians
Reasonable daily transfer limits of up to ₹1,000,000 (1 Rs. Lakh)

Alternatives for Betting in India

There are a few different alternatives out there for Indians to use at online betting sites. However, while they are all largely similar to UPI, each one has one drawback that you wouldn’t see with UPI and precious few benefits. Nonetheless, if UPI isn’t an option for you, any of the following are worth considering:

FAQs

  • Can I deposit and withdraw using UPI?
    Yes. UPI can be used to both deposit money and withdraw at Indian sports betting sites. However, some sites stipulate that you can only withdraw using UPI if you’ve already deposited with it.
  • How much can I deposit (or withdraw) using UPI?
    Ordinarily, the maximum daily limit will be ₹100,000 or 1 Rs. Lakh. However, some sports betting domains may chop and change this limit. It’s best to check our reviews to be sure what each sportsbook has chosen.
  • Is there a UPI wallet?
    Not as such. UPI is sometimes confused with Google Pay and other wallet-based payment options. Just because UPI can be aligned and integrated with wallets and other payment methods doesn’t make it one.
  • If I can’t use UPI, what are my options?
    You can use any of the recommended alternatives listed above. However, most of these appear in the same sportsbooks as UPI and are offered alongside it. Therefore, if you can find these options, you can probably use UPI, too.
  • How long does it take to receive my winnings via UPI?
    UPI is capable of processing payments in under 24 hours. It is often the sportsbook that will delay this process. Expect a return time of 1-3 days on average.
  • What’s the minimum I can deposit with UPI online?
    The smallest sum we’ve come across at UPI betting sites in India is around ₹50. However, UPI doesn’t really have a limit itself.
  • Is it safe to deposit with UPI at sports betting sites in India?
    Yes. UPI is run by the National Payments Corporation of India and has all the bells and whistles regarding security. Of course, your sportsbooks also need to be licensed and secure, which is why we advise you to choose one of our recommended options.
  • Can I claim a sports bonus when depositing money with UPI?
    Absolutely. We’ve scouted out all manner of Indian sportsbooks and haven’t seen any instances of players denied bonuses because they deposit with UPI.
AUTHOR
Damjan Jugovic Spajic

A soccer and eSports fan who always roots for the worst possible teams, Damjan is a resident writer and contributor at Minimum Deposit Betting Sites. With over 5 years of experience in the online casino and sports betting industry, he largely focuses on writing reviews and testing out bookmaker transaction processes.