Written by:
Damjan Jugovic Spajic
Fact checked by:
Alex Windsor
May 21, 2024

Best Giropay Betting Sites in Germany

Giropay betting sites should be in the crosshairs of every German bettor who wants permanent stability for their transactions.

Despite some strict legal restrictions, online sports betting in Germany has brought in billions of euros in annual revenue since German legislators endorsed and ratified their new legal framework concerning online betting in 2021.

The stability of the German online online payment system plays a critical role in the growth of the online gambling industry. To that end, and the overall expansion of the e-commerce sector, Germany has introduced Giropay – a proprietary payment service tailored for German users.

For more details about Giropay and German betting sites that accept this method, read on.

Which German Betting Sites Accept Giropay?

Finding Giropay betting sites in Germany is not as easy as one might think. Due to the nature of German gambling law, you must find sites that both accept Giropay and are in full compliance with the country’s legal betting requirements. To save you time, we selected five of the top German online sports betting sites that accept Giropay.


TipWin is among the most versatile betting sites in Germany that accept Giropay as an online payment method. Giropay payments have a minimum deposit of €10 and incur no fees.

The sports betting selection comprises over 1,000 daily events from more than 15 sports. Football contributes with the most markets for top European leagues, including the Bundesliga, as well as lower-tier leagues.

There is a modest €100 welcome bonus for sports betting, but the two sports features that make this arguably the best Giropay betting site for Germans are the one-click bet and the Statistics section.


A leader in online sports betting, bet365 is locally licensed in Germany and accepts Giropay deposits as low as €5. The market coverage includes both Bundesliga games and lower-tier leagues throughout the season. bet365 also actively covers German and European handball markets, alongside more than a dozen other sports.

Though there are more than 15 sports promotions for German bettors, bet365’s signup offer, which offers €100 in betting credits, is not to be overlooked.


Betano is among the best Giropay gambling sites for German players due to its convenient banking policy and seamless website and mobile navigation. The site offers markets for more than 17 different sports, with football markets, particularly German league odds, being prominently displayed on the sportsbook page.

Among the numerous betting features and sportsbook promo deals are €20 worth of free bets on signup. You can fund your Giropay account €10 instant deposits or use some of the other payment methods available.


Tipico is one of Germany’s best Giropay bookmakers for fans of domestic football, offering consistently good odds for Bundesliga matches throughout the season. One of its best features is the ‘Top Combis,’ which gives you the most popular combined bets for the day. It allows you to sort the most popular combinations with the best odds.

You can fund your online betting account instantly with a minimum Giropay deposit of €10 – an amount that qualifies for most of its sports bonuses conditioned on a minimum deposit.


Another world-renowned betting brand and one of the leading Giropay online bookmakers in Germany. Upon signup, you can tie your German bank account with Giropay and claim one of several signup sports deals, including a €100 free bet.

Alongside the regular odds for Bundesliga games, low-tier German league matches, and other European football leagues, there is a Betway Boosts feature that offers longer odds on select games.

How Online Betting With Giropay Works

Handling transactions via Giropay at your betting site is a seamless process.

You do not need a separate account to use Giropay. You only need to register with a Giropay bookmaker and have an existing German bank account. You also have to check with the bookmaker’s customer support team if it’s authorized to process payments from your bank. Usually, German Giropay betting sites have a list of approved banks.

You need to find a licensed Giropay website that provides sports betting services and connect it with a local bank where you have an active account, provided the bookmaker is affiliated with that bank.

Most betting sites in Germany accept this method and usually list the steps you must follow to transfer money to and from your betting account successfully.

Giropay is based on a similar system as a bank wire transfer. With regards to security, transactions are foolproof, and there are only a few online banking details you have to share with your operator before your transaction is approved. A few of the technologies Giropay utilizes include a PIN number, transaction authentication number (TAN), and SSL encryption – all of which make every transaction airtight.

How to Deposit with Giropay at Betting Sites

Depositing with Giropay is virtually identical at all betting sites in Germany. There can be small variations in the steps to complete the deposit, but, in general, it follows the same process.

First, however, you have to have an active bank account and check if your bank supports Giropay. Most major German banks are compatible with the system.

Next, find a site that accepts Giropay (most German-licensed bookies accept Giropay). If you have enough funds in your account, these are the next steps you need to take to transfer money successfully.

  1. Register with the betting site and verify your details
  2. Log into your new betting account and open the ‘Banking’ section (also labeled ‘Cashier’)
  3. Select Giropay as your payment option
  4. Enter your deposit amount and tap the relevant deposit button to confirm the amount
  5. The operator will transfer you to Giropay online, where you can choose your bank
  6. Log into your Giropay online bank account
  7. Use your transaction authorisation number (if required)
  8. Fill out the rest of the form and confirm your payment
  9. You will be redirected to the betting site with the funds transferred into your account

Minimum Deposit Limits

Wonder how much you can deposit to your betting account using Giropay? The amount can vary based on your betting provider, considering that each sportsbook individually sets its deposit and withdrawal limits for different payment methods.

On average, the minimum deposit is €10 at most Giropay bookies in Germany. Some sportsbooks may require a higher qualifying deposit of about €20. Others, like bet365, have a highly convenient minimum limit of €5.

Note: To claim a welcome deposit bonus, you must satisfy the promo’s qualifying deposit requirement. In some cases, the minimum deposit to activate the bonus is higher than the operator’s general minimum deposit.

Giropay Sports Betting Withdrawals

The rule about Giropay withdrawals is that if you’ve deposited with this method, you will be able to cash out via an available direct bank e-system, like a Bank Transfer. Withdrawing via bank transfers applies in cases where the original deposit method does not support payouts.

Almost every Giropay betting site supports Bank Transfer withdrawals (and deposits) and usually provides a withdrawal guide with the necessary steps, which are as follows:

  1. Open the cashier and select ‘Withdrawals’
  2. Select ‘Wire Transfer’
  3. Enter the amount you want to withdraw
  4. Provide relevant bank details (name of bank, bank address, bank account number, IBAN number, etc.)
  5. Select the ‘withdraw’/’cash out’ button and wait for the operator to process and confirm your details

Things to Consider: Payment Speed and Fees

If you’re thinking of using Giropay as a permanent payment method, there are two factors you need to consider that contribute to the overall convenience, or lack thereof:payment speed and payment fees.

How to Select The Right Betting Site Accepting Giropay

You only need to remember a few basic elements to pick a legitimate and safe Giropay betting site. The chosen betting site must:

Are Giropay Betting Sites Safe?

The short answer is yes. Giropay bookmakers that are licensed must adhere to strict security protocols as required by the GGL. These protocols include policies against money laundering, fraud, and protection of financial data and privacy.

Giropay betting sites also take necessary steps to ensure electronic monetary and data transactions, such as multi-factor authentication and SSL encryption. You will also be required to use a unique Transaction Authorisation Number to confirm your transaction.

Because Giropay transactions are bank-based, users will also benefit from the extra security levels and protocols from their banks, which use the latest technologies that guarantee optimal security.

About Giropay

Giropay is, in essence, an internet banking payment solutions system that allows you to pay for online goods and services (including betting) directly through your bank account by transferring money for a particular service directly from your bank account.

It works only with eligible banks that are compatible with the Giropay system, including online betting. It has some advantages over other bank-based e-commerce payment systems, such as increased anonymity and security.

While not always the preferred payment method among online bettors, Giropay, founded in 2006, has a growing base of dedicated users. It is used by more than 1,500 banks in Germany and processes millions of transactions annually worth hundreds of millions of Euros.

Giropay Online Betting: Pros and Cons

One of the most secure payment methodsYou can’t withdraw directly to Giropay
You don’t have to share credit card detailsWithdrawals can incur fees
Minimum deposits can be as low as €5Giropay payouts can take days to process
Accepted at most banks in GermanyNo chargeback option
Slow but reliable transactions
Easy to use

Payment Methods Similar to Giropay at German Sportsbooks

There aren’t many e-payment services similar to Giropay for German bettors. One local option is SOFORT, a payment solutions company founded in 2006 that caters to the German market. Similar to Giropay, SOFORT facilitates financial transactions between your bank and a SOFORT-compatible betting site. It doesn’t require card details, only basic bank information.

Alternatively, you can forgo Giropay and withdraw directly to your bank account via Bank Transfer. However, in this case, you might be required to choose a separate deposit method, such as an e-wallet (Skrill, Neteller, etc.) through which you can draw and transfer funds from your bank to your sportsbook account.


  • Does Giropay Charge Fees?
    As a general rule, betting sites almost never charge deposit or withdrawal fees. Banks, on the other hand, can collect a small processing fee for withdrawals, considering you cannot withdraw directly to Giropay.
  • What is the Minimum I Can Deposit with Giropay?
    The average Giropay minimum deposit at German online betting sites is €10. Some operators may require a minimum of €20, while others have a low-end limit of €5.
  • Is Giropay a Secure Payment Method?
    Yes. SSL encryption, PIN/TAN requirements, 2-factor authentications, and other security protocols make Giropay transactions highly dependable.
  • Can I withdraw Funds via Giropay?
    No. If you use Giropay to deposit, you will have to withdraw with an alternative payment method, usually Bank Transfer.
  • Do I Have to Verify My Bank Account to Use Giropay?
    Yes, some betting operators will require you to verify your bank account before they can greenlight any transaction. However, this depends entirely on the operator's in-house policy.
Damjan Jugovic Spajic

A soccer and eSports fan who always roots for the worst possible teams, Damjan is a resident writer and contributor at Minimum Deposit Betting Sites. With over 5 years of experience in the online casino and sports betting industry, he largely focuses on writing reviews and testing out bookmaker transaction processes.